Historical U.S. Prime Rates
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Interest rates are down and homebuilders are willing to make concessions. Remodelers are not working to capacity at all times and may be able to give you a better deal. Everything else being equal, this would appear to be a great time to get a new construction or remodeling construction loan.

Currently there are a lot of competition for the refinancing of mortgages and buyers of new homes that meet the requirements of a loan. With mortgage interest rates well below the rate of primary interest, it is time for a mortgager writing of terms or of putting in place a mortgage on a new purchase. Each mortgage lender or broker can demonstrate substantial savings to be kept going in that direction.

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